案情介绍2007年3月3日,郭某为自已的营运货车投保了车损险8万元,第三者责任险20万元,车上货物责任险5万元,保险期限为2007年3月4日至2008年3月3日。2007年5月8日,郭某在为某一家电商场运输一批价值3万元的电风扇时,因所行路面塌陷使货车车体倾覆,造成货车及车上货物损失,郭某向保险公司报案,并提出索赔申请。 Case Presentation On March 3, 2007, Guo insured a car damage insurance of 80,000 yuan, a third party liability insurance of 200,000 yuan and a cargo liability insurance of 50,000 yuan for its own operating van. The insurance period was March 2007 From 4th to 3rd of March 2008. May 8, 2007, Kwak for a certain appliance store transport a number of fans worth 30,000 yuan, due to the collapse of the road surface collapse of the truck body, resulting in loss of goods on the truck and car, Kwok to insurance The company filed a report and filed a claim.