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2013年,我国人身保险市场仍存在长期潜力;监管层面将自上而下继续推动行业发展;费率市场化将加大市场挑战;战略转型将推动企业突破发展瓶颈。2011年以来,在日益严峻的国内外经济金融形势下,我国人身保险行业保费增速放缓,多处低位徘徊,迟迟未现的反转进一步暴露出行业的诸多痼疾。在此背景下,监管部门密集
In 2013, the life insurance market in our country still has long-term potential; the regulatory level will continue to promote the development of the industry from top to bottom; market-based tariff will increase market challenges; and strategic transformation will push enterprises to break the bottleneck of development. Since 2011, under the worsening economic and financial situation both at home and abroad, the premium growth of the personal insurance industry in our country has slowed down and many low levels have lingered. The long-standing reversal has further exposed many disasters in the industry. In this context, the regulatory authorities are intensive