近年来,创业就业工作成为我国经济社会发展的优先目标和改善民生的头等大事,小额担保贷款作为促进创业带动就业的重要支撑和有效途径,取得了日新月异的发展,但是小额担保贷款在很多方面还不够规范,缺少持续快速健康发展的后劲儿,亟待改善。 In recent years, the pioneering and employment work has become the top priority for our country’s economic and social development and the first priority for improving people’s livelihood. As the important support and effective way to promote the employment of entrepreneurship, micro-secured loans have achieved rapid development, but there are many micro-secured loans It is still not standardized enough and lacks the stamina to sustain rapid, healthy development. It needs to be improved urgently.