近年来中国P2P网络借贷的迅猛发展,但发展边界不明确以及监管的缺失,使得其发展隐藏着巨大的风险。本文从当前的数据出发,研究中当前国P2P网络借贷的发展现状,并根据对现状的分析给出相的对策。现在中国P2P网络借贷发展的现状并不容乐观,政府、机构及个人需要给予高度的关注。 The rapid development of P2P lending in China in recent years, but the development of the border is not clear and the lack of supervision, making its development hidden huge risks. Based on the current data, this paper studies the development status of P2P lending in current China and gives the countermeasures based on the analysis of current situation. At present, the status quo of the development of China’s P2P network lending is not optimistic, and the government, institutions and individuals need to pay high attention.