在目前的伤亡保险制度中,军人病故不享受伤亡保险,只是退还个人缴纳的保险费本金和利息。而事实上,现役军人病故绝大多数是由军人工作的环境和工作岗位的特殊性造成的,如果他们病故了却得不到相应的补偿,说明保险制度还存在缺陷,政策上还存在漏洞,还没有真正体现出“以人为本” In the current casualty insurance system, military personnel do not enjoy casualty insurance when they are deceased and only refund premiums and interest paid by individuals. As a matter of fact, the vast majority of active servicemen are killed by the particular circumstances of the working environment and work positions of servicemen. If they get sick, they will not receive any compensation. This shows that the insurance system is still flawed and there are still loopholes in its policies. Has not really reflected the “people-oriented”