面对汗牛充栋的银行法案,别说是外国人,就连美国的非专业人士也很难弄清楚。难怪美国人说,银行法律是律师的天堂,意喻一般人难以问津。美国银行法律体系堪称是世界上最复杂的,有意思的是,这样一个体系并非精心设计或合理蓝图构造的结果,按照美国人自己的说法,美国银行立法史"就是一部应对金融危机、 In the face of such sweeping banking bills, let alone foreigners, it is very difficult for non-professionals in the United States to figure out. No wonder Americans say that bank law is a lawyer’s paradise, meaning the average person is difficult to care about. The most complex and interesting part of the Bank’s legal system in the world is that such a system is not the result of elaborate design or rational blueprint construction. According to the Americans’ own view, Bank of America’s legislative history is a response to the financial crisis,