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1928年12月10日,中日合办的中华汇业银行因难以应付提存挤兑风潮,宣告停业一月,进行整顿改组。由于该行纸币主要流通于北平和天津两地,而政治中心的南迁引起该区域的经济萧条和政事消沉,使得人心惶惶、谣言四起,最终引发了平津两地的华威银行、劝业银行、蒙藏银行、农工银行、垦业银行、懋业银行等相继发生挤兑风潮。这次平津挤兑风潮,是中小银行在政治变局中的一次自动清理,政府的漠视和缺乏同业的奥援,使得这些银行难以为继,更严重的后果则是市面的混乱和众多持票人的财富在一瞬间化为乌有。
On December 10, 1928, China Entertainment Bank, jointly organized by China and Japan, announced that it was suspended for January due to the difficulty of coping with the deposit-taking run and rectification and reorganization. Due to the circulation of banknotes mainly in Peking and Tianjin, the southward relocation of the political center caused the economic recession and political depression in the region, causing panic and rumors. As a result, there were rumors that Warburg Bank, China Merchants Bank, Banks of Mongolian and Tibetan, Agricultural Bank, Industrial Bank, Mao Bank and other banks have occurred on the run. This wave of run-off in Pingjin is an automatic clean-up of small and medium-sized banks in political changes. The government’s indifference and the lack of support from their counterparts make these banks unsustainable. The more serious consequence is the chaos in the market and the wealth of the bearer In a flash into nothing.