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农村家庭的日常生活不可避免地会遭遇生产生活困难以及意外事件伤害等。本文把农村家庭的风险抵御能力分为非正式分担机制中的家庭经济能力和正式分担机制中的商业参保能力。通过实地调研,结果显示,子女数量对于农村家庭风险抵御能力有着重要影响。因此认为,改善农村家庭的经济状况、提高农村家庭的风险抵御能力、构建合理的家庭规模十分必要。
The daily life of rural families will inevitably encounter difficulties in production and life as well as accidental injuries. This paper divides rural households’ risk resistance ability into the family economic ability in the informal sharing mechanism and the commercial participating ability in the formal sharing mechanism. Through field research, the results show that the number of children has an important impact on the resilience of rural families to risk. Therefore, it is necessary to improve the economic status of rural families, improve the risk resistance of rural families and build a reasonable family size.