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本文选取中国、巴西、印度、俄罗斯、土耳其和南非等六大新兴市场的12家主要银行为样本,以各行年报或财务报告数据为基础,对新兴市场银行2010年的经营业绩进行了分析比较。2010年,12家新兴市场银行净利润高速增长,新兴市场资产回报凸显。同时,表现出较强的盈利能力,与欧美发达市场银行相比,大多数新兴市场银行的息差处于较高水平。资产负债规模快速扩张,不同市场结构差异明显。新兴市场银行资产质量进一步提升,资本充足率保持较高水平。工商银行在经营规模、盈利增长和资产质量等方面具有明显的优势。
In this paper, 12 major banks in six emerging markets such as China, Brazil, India, Russia, Turkey and South Africa are chosen as a sample to analyze and compare the performance of the emerging market banks in 2010 based on annual reports or financial reports. In 2010, the net profit of 12 emerging market banks increased rapidly, and the returns on emerging market assets highlighted. At the same time, it shows strong profitability. Compared with developed-market banks in Europe and the United States, most emerging market banks have a higher interest spread. The scale of assets and liabilities expanded rapidly with obvious differences in different market structures. The asset quality of emerging market banks further improved while the capital adequacy ratio remained at a high level. ICBC has obvious advantages in terms of business scale, profit growth and asset quality.