论文部分内容阅读
个人信用档案,就是反映公民在社会活动中信用关系的原始记录,它包括:个人基本资料,即自然人的基本属性,如姓名、性别、年龄、学历、身份证号码、职业、职务、收人和财产状况、住房情况、家庭成员、工作单位、家庭住址及通讯方式、抵押担保情况等信息;个人的社会情况,即自然人的社会属性,如保险、租赁、电信、纳税、与其他银行的经济交易及纠纷、个人民事和刑事诉
Personal credit files, is to reflect the original record of citizens’ credit relations in social activities, including: personal basic information, that is, the basic attributes of natural persons, such as name, gender, age, education, ID number, occupation, job title, income and Property status, housing conditions, family members, work units, home address and means of communication, mortgage guarantees and other information; social situation of individuals, that is, the social attributes of natural persons such as insurance, leasing, telecommunications, taxation, economic transactions with other banks And disputes, personal civil and criminal prosecution