中国人民银行行长周小川指出,建立良好的拨备制度是中国银行业改革的关键环节和核心内容。当前中国银行业计提贷款损失准备计提制度改革的目标模式,应分析中外拨备制度之间存在的差距,结合国内银行实践进行。 Zhou Xiaochuan, governor of the People’s Bank of China, pointed out that the establishment of a sound system of provision is the key link in the reform of China’s banking industry and its core content. At present, China’s banking industry to make provision for loan loss provisions for the reform of the target model should be analyzed the gap between China and foreign provisions of the system, combined with the practice of domestic banks.