论文部分内容阅读
小微企业贷款难,因为国内没有一个平等了解相关信息,满足用户个性化需求的金融搜索平台。互联网1.0时代是一个信息平台,把线下的东西拿到线上;互联网2.0时代是一个交易平台;互联网3.0时代最终核心应该是一个风险管控平台。国内中小企业贷款难,普通消费者拿不到贷款,因为没有一个平等了解相关信息的需求平台;没有一个满足用户个性化需求的平台。为什么融360要做搜索?因为金融垂直搜索能够解决一部分中小企业贷款难,消费者付很高成本的问题。其实,搜索技术已相对比较成熟,
Small and micro enterprises loans difficult because there is no domestic equal access to relevant information to meet the individual needs of the user’s financial search platform. The era of the Internet 1.0 is an information platform to get online things online; the Internet 2.0 era is a trading platform; the ultimate core of the Internet 3.0 era should be a risk control platform. Difficult for domestic SME loans, ordinary consumers can not get loans, because there is no equal need to understand the relevant information platform; there is no one to meet the individual needs of the user platform. Why melt 360 to do the search? Because the financial vertical search can solve part of the SME loans difficult, consumers pay a very high cost. In fact, search technology has been relatively mature,