近年来,全球因特网事业的发展突飞猛进,信息高速公路基本形成。在业务发展方面,因特网已渗透到商业广告、电子商务、信息咨询、科技研究、学校教育等等领域,愈来愈多的企业已充分认识到因特网对企业经营发展的作用,1998年全球电子商务的营业额达313亿美元,预计1999年将达到710亿美元。在国内,各企业对因特网的利用也有较快的发展,虽然由于各方面原因,其认识及利用程度远不能和发达国家企业相比,但随着我国电子支付 In recent years, the development of the global Internet business has grown by leaps and bounds, and information highways have basically taken shape. In terms of business development, the Internet has penetrated into the fields of commercial advertising, e-commerce, information consulting, technology research, and school education. More and more companies have fully recognized the role of the Internet in business development, and in 1998 global e-commerce. With a turnover of 31.3 billion U.S. dollars, it is expected to reach 71 billion U.S. dollars in 1999. In China, the use of the Internet by various companies has also developed rapidly. Although due to various reasons, the level of awareness and use of the Internet cannot be compared with those of developed countries, but with the electronic payment in China.