营造良好金融环境□范本涛刘徽朱贤宏乡镇企业产权制度改革，涉及政府、银行、企业、职工之间诸多利益关系的调整。作为乡镇企业最大的债权人，银行在企业改制中具有举足轻重的地位和作用。江苏省启东市信用合作联社从调查研究着手，强化金融部门的服务功能，满腔热情支持... Creating a Sound Financial Environment □ Fan Bentao Liu Hui Zhu Xianhong The reform of the property rights system of township enterprises involves the adjustment of many interest relationships among the government, banks, enterprises, and employees. As the largest creditor of township enterprises, banks play a decisive role and role in corporate restructuring. Qidong Credit Union of Jiangsu Province started with investigations and studies to strengthen the service functions of the financial sector and enthusiastically supported...