我国社会保障体系的逐步建立和完善,使社会保障的功能不断体现,但关于高层次人才的保障体系,存在着严重的制度缺位,造成高层次人才在社会发展中的作用没有完全体现,限制了人力资源的开发,同时导致人才流失等问题增大。高层次人才的社会保障,如养老、医疗、失业等,常与国家或企业的激励措施混同。中国特色的高层次人才社会保险的内涵应是:建立适应社会主义经济体制需要的资金来源多渠道,保险方式多层次,权利义务相对应,管理和服务社会化,效益评估科学化的社会保障体系。一、分离分离就是将高层次人才的社会保障从社会保障体系中分离出来,形成与养老保险、医疗保险、对弱视群体的保险相类似的独立体系。这里的分离需要借助行政力 The gradual establishment and improvement of China’s social security system has continuously reflected the functions of social security. However, there is a serious absence of the system in the guarantee system of high-level personnel, resulting in the failure of high-level personnel to fully embody the role of social security in development. The development of human resources, while leading to the loss of talent and other issues increased. Social security for high-level personnel, such as old-age care, medical care, unemployment, etc., is often confused with the incentives of the state or enterprise. The connotation of high-level talent social insurance with Chinese characteristics should be: to establish a social security system that meets the needs of the socialist economic system with multiple sources of funding, multi-levels of insurance coverage, rights and obligations, and management and service of socialization and benefit evaluation . First, the separation and separation is to separate the social security of high-level personnel from the social security system to form an independent system similar to the old-age insurance, medical insurance and insurance for the visually-impaired groups. The separation here requires administrative assistance