有人认为,中国的理财投资渠道很多,股票、期货、保险、房地产、银行推出的诸多理财产品,这些足够大家选择了。然而,大家对每隔一段时间出现的火热投资品还是表现出极大的热情,跟风现象十分明显。其实,在大家跟风的背后,反映出来的恰恰是国内市场投资渠道狭窄的现状。虽然近些年银行也在不断地推出各种理财产品,其中不少产品的收益率甚至超过5%。但大多数属于短期产品,一周或者几 Some people think that China has a lot of financial investment channels, stocks, futures, insurance, real estate, banks introduced a number of wealth management products, which we have enough choices. However, everyone has shown great enthusiasm for the hot investment products that appear from time to time. Follow-ups are obvious. In fact, behind everybody’s follow-up, it is precisely the current situation that the investment channels in the domestic market are narrow. Although in recent years banks are also constantly launching a variety of financial products, many of which even more than 5% yield. But most are short-term products, a week or a few