随着网络技术的日益成熟,以移动支付、社交网络以及大数据等的新技术为基础的互联网金融业务异军突起。互联网金融对传统金融银行的影响不可小觑,文章具体分析了互联网金融的崛起与发展,阐述了互联网金融对传统金融银行的影响,并为传统金融银行转型发展等提出一系列应对措施。 As network technology matures, Internet finance businesses, based on new technologies such as mobile payments, social networking and big data, are on the rise. The impact of Internet finance on traditional financial banks should not be underestimated. The paper analyzes the rise and development of Internet finance, expounds the impact of Internet finance on traditional financial banks, and proposes a series of countermeasures for the transformation and development of traditional financial banks.