“夹心族”或许是当下生活压力最大的一群人,他们上有老下有小,一份工资既要照顾儿女,又要赡养老人,还要规划自己的养老。“夹心族”应该如何量身定制一份理财方案来解决孩子教育金、父母养老金和自己养老金这三大难题呢?案例40岁的李先生在一家企业任中层领导,工作稳定,年薪22万元。李太太是外企白领,年薪12万元。儿子10岁,读小学四年级。夫妻双方父母均健在。夫妻二人把所有积蓄约60万元存在银行,其中40万元做一年定期,20万元做活期存款。 “Sandwich family ” Perhaps the most pressure of life now a group of people, they have old and young, a salary to take care of children, but also to support the elderly, but also planning their own pension. “Sandwich family ” should be how to tailor a financial management plan to solve the three major problems of child education gold, parental pensions and their own pension? Case 40-year-old Mr. Li in a business as middle-level leadership, work stability, Annual salary of 220,000 yuan. Mrs. Lee is a white collar worker with an annual salary of 120,000 yuan. 10-year-old son, fourth grade primary school. Parents of both husband and wife are alive. Both husband and wife save all the savings of about 600,000 yuan in the bank, of which 400,000 yuan a year to do regular, 200,000 yuan deposit.