一般认为,诈骗犯罪由以下五个阶段构成:一、犯罪人的诈骗行为;二、因诈骗行为而导致被骗人的认识错误;三、因这种错误认识而导致向诈骗人或相关人给付;四、因给付而导致诈骗人或相关人获利;五、被骗人或相关人因而遭到损失。从这五个连续的阶段我们可以看出,诈骗犯罪具有极强的互动性,是行骗人和被骗人之间的一场“交易”。当诈骗犯罪蔓延到票据领域时,出现了更为复杂的一种犯 Generally believed that fraud crime consists of the following five stages: First, the perpetrators of fraud; Second, because of fraud led to deceit misunderstandings; Third, because of this misconduct led to the fraud or related persons to pay ; Fourth, as a result of the payment of the fraud or related persons profit; Fifth, the deceitful or related person and thus suffered losses. From these five consecutive stages, we can see that the fraud crime is extremely interactive and a “transaction” between the fraudster and the deceived person. When fraud spread to the field of notes, there was a more complicated type of criminal