金融机构善于依法运用执行程序保障和实现债权,能够最大限度维护自身权益,防范和控制债权风险。最高人民法院今年以来制定出台了多部执行专项司法解释,其中,抵押债权与首封债权冲突处理、诉讼财产保全、追加变更被执行人等三部司法解释,对金融机构资产保全具有重要意义,有必要对部分制度加以重点介绍和解释,为金融机构保障和实现债权提供指引。 Financial institutions are good at using the enforcement procedures to safeguard and realize their claims according to law, and can safeguard their rights and interests as much as possible to prevent and control the risks of claims. Since the beginning of this year, the Supreme People’s Court has enacted and promulgated a number of special judicial interpretations. Among them, three judicial interpretations, including the handling of the claimant clashes with the first debt, the preservation of litigation property and the additional change, are of great significance to asset preservation of financial institutions, It is necessary to introduce and explain some of the systems in detail and provide guidelines for financial institutions to guarantee and realize their claims.