在商品经济时代,信用权具有财产性和人格性的特点,它不同于道德与经济意义上的信用,法律上的个人信用权是一项含有经济利益内涵的独立的人格权,它的性质更确切地说是经济人格权。在个人信用权的法律保护上,本文对个人信用权损害赔偿制度的确立进行了探讨,将其损害赔偿分为财产损害和非财产损害赔偿,在当事人的证明责任上,减轻了原告对于可期待交易机会和利益的丧失所承担的举证责任,以期求在一定程度上能对个人信用权的经济利益内涵进行保护。 In the era of commodity economy, credit has the characteristics of property and personality, which is different from the credit in the moral and economic sense. The legal personal credit is an independent right of personality that contains the connotation of economic interests. Exactly economic power of personality. In the legal protection of individual credit right, this article explores the establishment of personal credit right damage compensation system, divides its damages into property damage and non-property damage compensation, alleviates the plaintiff’s expectation on the parties’ Trading opportunities and the loss of benefits bear the burden of proof, with a view to seeking to the extent possible, to protect the personal interests of the economic interests of credit protection.