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手机支付功能可以实现购票实名制和网络化,减轻运营日常繁琐工作量及安检压力,提升地铁经营空间,弥补了地铁非实名制带来的安全风险。本文通过手机支付现状的分析,对比了传统手机支付NFC+SE技术采用的三种不同通信方式,经过对SWP、ESE、HCE三种通信方式在市场应用以及开发前景等方面的研究比较,分析得出SWP通信卡模式的手机支付方式在当前轨道交通领域内有较大的应用前景。
The payment function of mobile phone can realize the real-name system of ticketing and networking, relieve the daily cumbersome workload and security pressure of operation, enhance the operation space of the subway and make up for the security risks brought by the non-real-name system of the subway. In this paper, we analyze the status quo of mobile payment and compare the three different communication methods adopted by NFC + SE in traditional mobile payment. After comparing and analyzing the market application and development prospect of SWP, ESE and HCE, The SWP communication card mode of mobile payment in the field of rail transit has greater application prospects.