专家提醒,即便在负利率的情况下,对于一个家庭而言,适当的银行存款仍是投资理财组合中必不可少的配置。毕竟,在我国,银行储蓄存款仍是所有理财方式中最安全、流动性最好的选择。9月14日,在距离前次加息仅仅24天后,央行再次宣布加息。这是今年以来的第五次加息,也是近年来较为罕见的间隔时间最短的一次加息。但即便如此,市场分析人士的共识是,伴随本轮股市行情启动的储蓄存款分流趋势一时不会改变。 Experts caution that even in the case of negative interest rates, for a home, proper bank deposits are still an integral part of the investment banking mix. After all, in our country, bank savings deposits are still the safest and most liquid option of any financial management system. On September 14, just 24 days after the previous rate hike, the central bank announced another rate hike. This is the fifth time since this year to raise interest rates, but also a rare in recent years, the shortest time interval for a rate hike. But even so, the consensus of market analysts is that the trend of savings deposits shunting with the current stock market will not change for a time.