设置不动产抵押贷款担保应注意的问题签订抵押合同时应注意对抵押人主体资格的审查。对抵押人主体资格的审查主要包括两方面的内容,一是抵押人是否为合格主体。二是抵押人对抵押物是否具有完整的所有权或处分权。在实际工作中,银行应审查抵押物的权属状况,应根据抵押人提供的证 Set real estate mortgage guarantee should pay attention to the issue of signing the mortgage contract should pay attention to the qualification of the mortgagor review. The main review of the qualifications of the mortgagee mainly includes two aspects, one is whether the mortgagor is the qualified subject. Second, whether the mortgagor has complete ownership or disposition of the mortgaged property. In actual work, the bank should examine the state of ownership of the collateral, should be based on the evidence provided by the mortgagor