目前,结算资金周转慢,企业之间拖欠货款严重,已经成为经济生活中值得注意的一个问题。结算资金相互拖欠是有计划的商品经济发展过程中,各种矛盾在结算环节的综合反映,是一个复杂的、综合性的经济现象。为了弄清情况,我们对企业产生拖欠、延付的原因进行了调查,归纳起来有以下几点: 一、随着经济改革的深入发展,商品流通渠道的多元化和商品交易的多样化,产品竞争、行业竞争比较突出,有些企业习惯于产品经济,不研究市场,以致有些产品品种长期单一化,或者质次价 At present, the liquidity of settlement funds is slow, and the arrears of payment between enterprises are serious, which has become a problem worth noting in economic life. The mutual default of settlement funds is a comprehensive reflection of all kinds of contradictions in the process of the development of a commodity economy. It is a complex and comprehensive economic phenomenon. In order to clarify the situation, we conducted a survey of the reasons for the arrears and delays paid by the enterprises and summed up the following points: 1. With the in-depth development of economic reforms, diversification of commodity distribution channels and diversification of commodity transactions, products Competition and industry competition are prominent. Some companies are accustomed to product economy and do not study the market, resulting in the long-term singulation of some product varieties or