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近年来,中国商场经济发展迅速,国有商业银行的改革步伐也随之加快,通过对网络技术和影像技术的应用,会计业务的处理模式从传统的分散处理转变为集中处理。本文立足于对商业银行会计业务集中处理流程影像化、分离化、专业化、标准化以及过程化、系统化风险控制的特点分析,探讨商业银行在银行业务集中处理后在运营流程、资源配置和风险控制等方面发生的变化及其重要的意义。
In recent years, with the rapid development of the economy of shopping centers in China, the pace of reform of state-owned commercial banks has also accelerated. Through the application of network technologies and imaging technologies, the accounting business has shifted from the traditional decentralized management to centralized management. This article is based on the analysis of the characteristics of the centralized, centralized, accounting, business process of the commercial bank’s image processing, separation, specialization, standardization and systematic and systematic risk control. It also discusses the operational process, resource allocation and risk management of the commercial bank after centralized management of the banking business. Control and other aspects of change and its significance.