论文部分内容阅读
农村土地流转就是农户采用出租、转包等方式将承包土地向种田大户、生产能手及家庭农场等流转集中,进行适度规模经营,以提高生产效率,这是农村经济发展到一定阶段的必然产物。积极支持农村土地流转既是农发行政策性职能的体现,也是其业务发展的内在需要。一、农发行信贷介入的难点(一)农村土地流转中承包经营权抵押担保与现行法律存在矛盾。《担保法》规定:“耕地、宅基地、自留地、自留山等集体所有的土地使用权不得抵押”。《土地承包法》规定:农村土地承包经
Rural land transfer refers to the inevitable product of the rural economy reaching a certain stage of development due to the rural households renting and subcontracting to transfer the contracted land to large farming households, production experts and family farms, etc. and carry out moderate scale management to improve production efficiency. Actively supporting rural land transfer is not only an expression of the policy-oriented functions of the Agricultural Development Bank but also an inherent need of its business development. I. Difficulties in CDB’s Credit Intervention (I) There is a contradiction between the mortgage guarantee of contractual management right and the existing law in the circulation of rural land. “Guarantee Law” states: “Collectively owned land use rights such as cultivated land, house sites, private plots and self-retaining hills shall not be mortgaged.” “Land Contract Law” provides: rural land contract after