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尽管我国相关法律规范早有国家设立道路交通事故社会救助基金的规定,但我国大陆地区的救助基金制度迟迟未能真正落实。台湾地区与之类似的是《强制汽车责任保险法》中所规定的“汽车交通事故特别补偿基金”制度,该制度已运行十余年,取得了良好的效果。大陆地区可以在确定救助基金的主管部门、管理机构,明确其法律地位及运行模式,以及在基金的来源、补偿、追偿等方面借鉴台湾地区特别补偿基金的成功经验,并结合大陆的实际情况,尽快实施救助基金制度,以弥补交通事故责任强制保险保障的不足。
Although China’s relevant laws and regulations have long been the state set up the Social Security Fund for Road Traffic Accidents, but the mainland China’s aid fund system has yet to be implemented. In Taiwan, a similar “special compensation fund for automobile accidents” stipulated in the “Compulsory Motor Liability Insurance Law” has been implemented in Taiwan. This system has been in operation for more than ten years and has achieved good results. Mainland China can draw upon the successful experience of the special compensation fund in Taiwan in determining the department in charge of aid funds, the regulatory agencies, clarifying its legal status and mode of operation, drawing lessons from the successful experience of the special compensation fund in Taiwan in respect of the source, compensation and recovery of funds, As soon as possible to implement the rescue fund system to make up for the lack of compulsory insurance coverage of traffic accidents responsibility.