温州地处浙江东南沿海,是全国首批14个沿海开放城市之一。改革开放20多年来,温州以灵活的市场机制和较快的经济增长速度闻名全国。此次温州台州一行,走访了多家银行、企业和担保公司,从不同角度了解到民营企业融资状况。据了解,随着民营经济的发展,长期困扰民营企业的“难贷款”及“贷款难”的问题在温州和台州已经有所缓解,但是在资金供需方之间仍存在鸿沟,同时融资难也开始出现一些新的特征,而这些无不和信用体系的建立有着密切的关系。 Wenzhou is located on the southeast coast of Zhejiang and is one of the first batch of 14 coastal open cities in China. Over the past 20 years of reform and opening up, Wenzhou has been known throughout the country with its flexible market mechanism and rapid economic growth. The group from Taizhou, Wenzhou visited a number of banks, companies, and security companies and learned about the financing of private companies from different perspectives. It is understood that with the development of the private economy, the problems of “difficult loans” and “difficult loans” that have long plagued private enterprises have eased in Wenzhou and Taizhou, but there is still a gap between the capital supply and demand sides. At the same time, the financing difficulties also began to appear some new features, and these are all closely related to the establishment of a credit system.