信贷资产证券化是现代金融创新成果之一。农发行作为以服务“三农”为主的国家政策性银行,随着近年来业务的快速发展,风险管理压力加大,有必要抓住国家改革机遇,借鉴国内外银行业的先进经验,加快推进农业政策性信贷资产证券化的研究和运用,最大限度地分散和化解信 Credit asset securitization is one of the innovations in modern finance. Agricultural Bank of China, as a national policy bank focusing on service, agriculture, rural areas and farmers, has become increasingly pressured with the rapid business growth in recent years. It is necessary to seize the opportunities of national reform and learn from the advanced experience of domestic and foreign banking industries , Accelerate the research and application of agricultural policy-oriented credit asset securitization, and maximize the dispersion and resolution of the letter