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随着新技术发展和应用成本的降低,作为数字化社会最重要的基础设施,互联网及其相关技术正在快速普及,并已经渗透到生产生活的方方面面,包括信息技术、数据技术、移动互联技术、云计算技术和网络安全技术等在内的新技术,正在重构经济社会生活方式,网络化生存将成为未来趋势。但迄今为止,互联网保险发展还没有经历一个完整的生长周期。互联网保险的商业模式目前仍相对单一,主要是以传统金融机构——保险公司为主体开展的金融创新。这与其他互
With the development of new technologies and the reduction of application costs, as the most important infrastructure in the digital society, the Internet and related technologies are rapidly spreading and have penetrated into all aspects of production and life, including information technology, data technology, mobile Internet technology, and cloud New technologies such as computing technology and cyber security technology are reconstructing economic and social life styles, and networked survival will become the future trend. But so far, the development of Internet insurance has not yet undergone a complete growth cycle. The business model of Internet insurance is still relatively single, and it is mainly based on financial innovations carried out by traditional financial institutions—insurance companies. This and each other