一、问题的提出1988年8月8日,被告南油深圳商业服务公司(简称商眼公司)向原告日本北海道拓殖银行深圳分行(简称拓殖银行)提交了一张发票人为高西洋行(香港注册公司),付款人为纽约标准渣打银行,面额为153万美金的支票,该支票业经商服公司背书,存入商服公司在拓殖银行处设立的户头.拓殖银行接受委托后,转委托美国费城银行代收票款.8月23日,拓殖银行按 First, the issue raised On August 8, 1988, the defendant Nanyou Shenzhen Commercial Services Company (referred to as the company) to the plaintiff Hokkaido Takaco Bank Shenzhen Branch (referred to as the Rio Tinto Bank) submitted an invoice for the Pacific Rim (Hong Kong registered Company), the payer for New York Standard Chartered Bank, a denomination of $ 1.53 million check, the check by the endorsement of business service company, deposited in commercial banks set up accounts in colonial banks. Colonization Bank commissioned commissioned by the United States Philadelphia Bank On August 23, colonial banks press