论文部分内容阅读
2009年11月,中国农业银行华坪县支行以永兴乡养牛大户余某某所拥有的271.7亩林地为抵押,按照50%的抵押率授信其100万元循环贷款,发放了首笔林权抵押贷款50万元,华坪农行在丽江市率先开启了林权抵押贷款业务。华坪县被列入云南省林权抵押贷款23个重点推进县之一。至今,时间已经过去3年,至2012年9月末,全县林权抵押贷款余额3525万元,占全县各项贷款总额的1.14%。林权抵押贷款涉及农户53户,养殖企业1户。与全县林权办证19929户相比,涉及农户不到0.3%。林权抵押面积达9552.75亩,占全县林权使用面积210.83万亩0.45%。
In November 2009, Huabing County Branch of Agricultural Bank of China secured 271.7 mu of forest land owned by Yu Moumou, a big bull owner in Yongxing Township, and granted a revolving loan of RMB1 million at a mortgage rate of 50% and paid the first forest rights Mortgage 500,000 yuan, Huaping Agricultural Bank of China in Lijiang City, the first to open the forest right mortgage loan business. Huaping County was listed as one of 23 key forestry counties in Yunnan Province. So far, the time has passed 3 years, to the end of September 2012, the county forest right mortgage loan balance of 35.25 million yuan, accounting for 1.14% of the county’s total loans. Linquan mortgage loans involving 53 farmers, farms 1. Compared with 19929 households in the whole county, there are less than 0.3% farmers involved. Forest right mortgage area of 9552.75 acres, accounting for the county forest right use area of 2108300 acres 0.45%.