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发生交通事故后,若发现保险条款的理赔事由对案件存在歧义,有两种不同的解释,保险人是否应该予以赔偿?为此,我们特别选取了其中某个代表性的案例,对理赔问题进行分析。【案例】2012年,崔某购买了一辆厢式货车,并与A保险公司签订了保险合同,投保了交强险、车损险、第三者责任险、车上人员责任险(含驾驶人与乘客)与不计免赔特约险,保险期限自2012年4月13日至2013年4月12日。
In the event of a traffic accident, if there are ambiguities in the claims found in the insurance clauses, there are two different interpretations of whether the insurer should compensate. For this reason, we specially selected one of the representative cases to conduct the claims settlement analysis. 【Case】 In 2012, Cui purchased a van and signed an insurance contract with A Insurance Company to insure his insurance against injury, loss of vehicle damage, third party liability insurance, vehicle liability insurance (including driver and Passengers) and excluding deductible special insurance, the insurance period from April 13, 2012 to April 12, 2013.