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城市职工的工作由于受时间与规则等的约束 ,使其工作与服侍老人形成尖锐矛盾 ,由此 ,决定了其家庭的养老需走向社会化。而政府的财力局限又使这种社会化应采用商业运作的方式。传统的单纯家庭养儿防老观念、众多家庭收入偏低和现有商业养老机构的设施、服务不足等 ,制约着社会化商业养老事业的发展。而转变传统养老观念 ,加强政府对商业养老事业的支持和商业养老机构自身的建设等 ,可加快社会商业养老前进的步伐。
Due to the constraints of time and rules, the work of urban workers has made their work sharply contradictory to serving the elderly. As a result, the retirement of their families needs to be socialized. The government’s financial limitations make this kind of socialization should adopt the way of commercial operation. The traditional concept of pure family support for the elderly, the low income of many families and the inadequate facilities and services of the existing commercial pension institutions restrict the development of the socialized commercial pension. Changing the traditional concept of old-age pension, strengthening the government’s support for commercial pension and the establishment of commercial pension institutions can speed up the progress of social business for the aged.