一、金融机构违法办理存款业务行为的表现形式 　　根据《金融违法行为处罚办法》第十五条规定，以下行为属违法吸收存款的行为： (1)擅自提高利率或者变相提高利率吸收存款； (2)明知或者应知是单位资金，而允许以个人名人开立账户存储； (3)擅自开办新的存款业务种类； (4)吸 First, the performance of financial institutions for illegal business deposit form According to “Financial Penalties for Penalties,” Article XV, the following acts are illegal to absorb deposits: (1) arbitrarily raise interest rates or raise interest rates in disguise to absorb deposits; (2 ) Knowingly or should be known as the unit of funds, and allow individuals to open account storage; (3) unauthorized opening of new types of deposit business; (4) suction