随着我国市场经济不断的发展,民营企业的融资轨道呈现出多元化的趋势扩大。但发展往往是一把双刃剑,造就经济飞速增长的同时,各种各样的矛盾问题也会随之而来。本文主要是通过对民营企业抵押融资的方式方法,产生的风险及对风险的控制进行分析总结,整理出较为全面的抵押融资信息,以便于进一步研究出抵押融资风险的治理方案,从根本上提高企业资金来源的最大化,降低企业的破产率。 With the continuous development of China’s market economy, the financing track of private enterprises has shown a diversified trend. However, development is often a double-edged sword. While creating a rapid economic growth, various contradictory issues will follow. This article mainly analyzes and summarizes the methods and risks of private company mortgage financing, the risks arising and the control of risks, and sorts out relatively comprehensive information on mortgage financing, so as to further study the governance plan of mortgage financing risks and fundamentally improve The maximization of capital sources for enterprises reduces the bankruptcy rate of enterprises.