由于制度设计、理论基础和实践操作的各方面原因,我国的非诉讼纠纷解决机制未能对日益增长的金融纠纷做出有效的回应。本文认为应以现代意义的非诉讼纠纷解决机制为视角,剖析我国金融纠纷处理现状,借鉴国外非诉讼纠纷解决机制的典型制度安排,重新审视和构建本土化的非诉讼金融纠纷解决机制。 Due to various reasons of system design, theoretical foundation and practical operation, the non-litigation dispute resolution mechanism of our country failed to respond effectively to the increasing financial disputes. This paper argues that the current situation of non-litigation dispute resolution mechanism should be taken as the perspective to analyze the current situation of financial dispute resolution in our country and draw lessons from the typical institutional arrangements of non-litigation dispute resolution mechanism in foreign countries to reexamine and construct the local non-litigation financial dispute resolution mechanism.