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本文通过对上饶市农业信贷投入现状分析和现实审视 ,试图剖析我国农村信贷投入行为中的若干重要问题。研究发现 ,当前农业信贷的经营机制变异和利益补偿机制不健全等因素导致了总量投入不足和投入结构偏差等有效供给不足问题。对此 ,本文提出了硬化增量、优化存量、健全机制、政策扶持等金融策略 ,以求农业信贷投入在数量、投向和效益上有显著改观 ,以此巩固农村金融部门支持农村经济发展的主力军地位。
This article tries to analyze some important issues in the rural credit investment in our country through analyzing the status quo and actual situation of agricultural credit investment in Shangrao City. The study found that the current mechanism of agricultural credit and operating mechanism of non-profit compensation mechanism is not perfect and other factors led to the total input deficit and input structure deviation and other issues of insufficient supply. In this regard, the paper proposes some financial strategies such as increasing quantity, optimizing stock, sound mechanism and policy support so as to improve the quantity, orientation and efficiency of agricultural credit investment so as to consolidate the main force of rural financial sector in supporting rural economic development Military status.