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中国社科院经济研究所张曙光教授赞成国家采取的扩大内需政策。他说,以家电市场为例,在国内的市场占有率只为三成的城市市场确属饱和,但还有七成农村市场有待开发,若国家配合政策加速农村城市化进程,相信内需将会起动得更加快,并增强国家防范经济危机的实力。 专家认为,信用消费不仅可以把居民消费需求提前释放,还可以引导居民从把储备作为一种个人财富积累的手段,逐渐转变为把储蓄当作一种投资手段。另外,负债性质的信用消费,不仅可以提高生活质量,还能因“负债”迫使借款人更加努力地工作。专
Chinese Academy of Social Sciences Institute of Economic Research Professor Zhang Shuguang agree with the national policy of expanding domestic demand. He said that taking the home appliance market as an example, the market in the country where the market share is only 30% is indeed saturated. However, there are still 70% of the rural market to be developed. If the state co-ordinates with the policy to speed up urbanization in rural areas, domestic demand will start Faster, and enhance the country’s strength to prevent economic crisis. Experts believe that credit consumption can not only release the residents’ consumption demand ahead of schedule, but also guide residents gradually from saving as a means of investment to accumulation of personal wealth as a means of investment. In addition, the debt nature of credit consumption, not only can improve the quality of life, but also because of “debt” forcing borrowers to work harder. Specialized