目前,国内各商业银行纷纷推出了大学生信用卡,并以其独特的优点受到了广大学生的欢迎。但是在银行争相开拓大学生信用卡市场时,应正视这一市场存在的风险,并积极改善不足之处,从而促进这一新兴市场的健康发展。 At present, all domestic commercial banks have launched credit cards for college students and are welcomed by the majority of students for their unique advantages. However, when banks are competing to develop the credit card market for undergraduates, they should face up to the risks in this market and actively improve the deficiencies so as to promote the healthy development of this emerging market.