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2015年,邮储银行“三农”金融业务升级将按照“一县一业、一行一品”的思路,对优势行业进行批量开发、抓住涉农龙头企业,打造涉农小微企业开发闭环作业模式,实现零售业务批发做。探索建立“统贷统还”、“先支后收”等服务模式,介入农村基础设施建设和农村城镇化建设项目。利用担保增信新要素,跟踪农村集体产权抵押政策动向,扩大试点范围。强化与地方政府、担保公司、保险公司支农信贷业务合作,利用
In 2015, the Postal Savings Bank of China will upgrade its financial businesses in line with the principle of “one county, one industry and one product” to develop the advantageous industries in batches, seize the leading agriculture-related enterprises and build the small agricultural-related Closed-loop operating mode of enterprise development, to achieve the retail business to do wholesale. We will explore the establishment of such service models as “unified repayments of loans and loans”, “first payments after collection” and other interventions in rural infrastructure construction and urbanization in rural areas. The use of new elements of guarantee by credit, tracking rural collective property mortgage policy trends, to expand the scope of the pilot. Strengthen cooperation and utilization with local governments, guarantee companies and insurance companies for supporting agriculture