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回眸2009年,银行理财市场回归稳健。信贷资产类等稳健型产品占据市场主导地位,区域性产品发展势头强劲,短期现金管理类产品优势凸显,中高端市场创新空间持续拓展.展望2010年,在监管政策的引导下,稳健与规范仍将是银行理财产品市场的主基调,但商业银行理财业务多元化创新的步伐不会由此而放缓,“稳中求新”将成为市场发展的亮点。
Looking back on 2009, the banking financial market returned to a steady state. The robust products such as credit assets dominated the market, the momentum of regional products was strong, the advantages of short-term cash management products highlighted, and the space for innovation in the mid-to-high end market continued to expand. Looking forward to 2010, under the guidance of regulatory policies, Will be the main tone of the bank’s wealth management products market, but the pace of diversification of wealth management business of commercial banks will not be slowed down. Therefore, “seeking stability while innovating” will become the highlight of market development.