农村“三权”抵押融资是指金融机构以借款人自有或第三人所有的农村土地承包经营权、农村居民房屋权及林权作为抵押发放的贷款。其融资对象主要是农户、农业专业合作社及农业企业,贷款用途主要是种植业、养殖业、林业、渔业、农副产品深加工、流通、旅游农业、特色农业等涉农项目。农村“三权”抵押在化解农业金融投入不足上被寄 Rural “” Three rights “” Mortgage “refers to the financial institutions to borrowers own or a third person owned rural land contractual management rights, rural residents and forest rights as a mortgage loans issued. The main financing targets are farmers, specialized agricultural cooperatives and agricultural enterprises. Loans are mainly used for farming projects, aquaculture, forestry, fisheries, deep processing of agricultural and sideline products, circulation, tourism agriculture and special agriculture. Rural ”three rights" mortgage was sent to resolve the lack of investment in agricultural finance