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在收费权质押贷款的发放、管理、收回过程中,银行机构应加强与地方政府及各有关部门的沟通联系陕西某县职业技术高级中学是该县唯一一所职业高中,属于县财政全额拨款的事业单位。2005年,该校计划修建教学楼,因资金缺口较大,向银行申请贷款。按照有关规定,学校不符合贷款准入条件,但在县政府的多次协调下,该县农村合作银行向该校发放涉政贷款300万元,期限5年,以学费收费权提供质押担保。贷款发放后,因基建所需资金大,项目周期
In the payment of pledged loans, management, recovery process, the banking institutions should strengthen communication with the local government and relevant departments of Shaanxi Province, a county vocational and technical high schools is the only vocational high school in the county, belonging to the county financial full Funding institutions. In 2005, the school plans to build a teaching building, because of large funding gap, apply for a loan to the bank. In accordance with the relevant provisions, the school does not meet the loan access conditions, but in the county government’s repeated coordination, the county rural cooperative bank lenient loans to the school issued 3 million yuan for a period of 5 years, with tuition fees to provide pledge guarantee. After the loan is issued, due to the capital required for infrastructure, the project cycle