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政府监管和行业自律管理是当今银行业健康有序运行的保障,我国银行业自律管理起步晚,发展却很迅速,取得不少成果的同时也存在着诸多不足,有必要进一步加强银行业自律。本文探讨了银行业自律管理的性质和功能,分析我国银行业自律管理的现状及问题并提出若干完善的建议。
Government regulation and industry self-regulation are the safeguards for the healthy and orderly operation of the banking industry. The self-management of the banking industry in our country started late and has been developing rapidly. Many achievements have been made and many deficiencies have been encountered. It is necessary to further strengthen self-discipline in the banking industry. This article explores the nature and function of banking self-regulation, analyzes the status quo and problems of banking self-regulation in our country and puts forward some suggestions.